Good People To Turn To – Crystal Hedlund
National Small Business Week
Citizens Bank & Trust Co. and the Independent Community Bankers of America (ICBA) encourage Americans to put their hard-earned dollars to work in their local communities by shopping with small businesses during National Small Business Week, May 2-6, 2022. Small businesses have accounted for 62 percent of new job creation since 1995, which means support for these businesses helps employ neighbors and friends and drives the local economy.
Citizens Bank & Trust Co. values America’s entrepreneurs, which serve as the foundation for our nation’s economy. We’re invested in the success of our local small businesses, and we remain committed to their overall health and prosperity because we know when they succeed our community flourishes.
Small businesses comprise 99.9% of all firms and represent 43.5% of gross domestic product. When it comes to their financing needs, they most often turn to community banks, which fund more than 60% of all small business loans under $1 million. In fact, small businesses consistently rank community banks as their lender of choice, according to a series of studies from the Federal Reserve Banks.
“ICBA is proud to represent the nation’s community banks, which channel their loans to the neighborhoods where their depositors live and work—helping local businesses and communities thrive,” ICBA President and CEO Rebeca Romero Rainey said. “Their relationship banking philosophy is ingrained in the way they conduct business—one loan, one customer at a time—and helps small businesses grow and families finance major purchases to ensure local communities continue to thrive.”
Good People To Turn To – Deb Froemming
Community Banking Month
In recognition of Community Banking Month in April, Citizens Bank & Trust Co. and the Independent Community Bankers of America® (ICBA) are reminding consumers about why banking locally with a community bank matters.
At Citizens Bank & Trust Co. we value the relationships we have with our customers and are always striving to provide the very best customer service and product offerings to meet their financial goals and needs. We’re proud to be a member of this community because we, along with our customers, call it home.
Community banks take in local deposits and redistribute them back into the community—consistently making more than 60% of small-business loans and more than 80% of agriculture loans. They also contribute tax dollars that help maintain local municipalities and keep local neighborhoods viable and strong because serving the best interests of their customers is fundamental to their business philosophy.
“During ICBA Community Banking Month we are proud to recognize community banks as financial first responders who continue to demonstrate their flexibility to address unique financial needs while performing acts of community service that create healthy, resilient and vibrant communities, which benefit Americans nationwide,” ICBA President and CEO Rebeca Romero Rainey said.
Good People To Turn To – Carol Stark
Student Checking Account
Hey Students! Ready for your first checking account? Stop in and open a CB E-Checking Account to start building a strong financial future. The checking account includes free CB Online Banking, free CB Mobile Banking, free CB School Spirit Debit Card, send and receive money with Zelle and Overdraft Protection for qualified accounts.
Plus, after high school, your Citizens Bank account is equipped to make the journey with you no matter where you go. That way, you have all the electronic conveniences you need for 24-hour access, and the security of always having a hometown banker you can call when you need assistance.
Legal guardian co-owner required for those under 18. A Valid photo ID (driver’s license, government issued photo ID or Student ID) is required to open any account.
Contact a Customer Service Representative today!