CB E-Checking Account

Did you just start your first summer job? Graduating from high school? Now is a great time to open your first checking account at Citizens Bank & Trust!

CB E-checking is a great checking account to start with. The account has no monthly minimum balance to maintain and gives you all the convenient services you’ll need.

To open a new checking account, you may stop by our Main Street or South location. You’ll need to bring a parent or guardian with you if you are under the age of 18. Also, bring your driver’s license or MN ID card and social security number. You will be asked other questions, like your cell phone number and your mother’s maiden name. The Bank will need to verify your ID information and can continue the opening process if everything is approved.

Your deposit to open the account needs to be $50 or more. Please allow 30-45 minutes to open an account so the Customer Service Representative is able to answer your questions, help you with CB Online Banking, e-statements and mobile banking.

Stop by and see Cindy, Laurie, Lori or Steph. They will be happy to open your first account with Citizens Bank & Trust.


New Mobile Banking!


No matter what kind of cell phone you have, you will be able to do many banking functions from

wherever you get a cell signal!

  • Get balances
  • Transfer money
  • Pay bills
  • Find ATMs
  • Text balance alert
  • And more!

With the new CB Mobile Banking, you will get the fastest and easiest way to do your banking, which is also safe and secure.
You can take advantage of Text Banking, Mobile Web Banking, and even a Smart Phone App.

Text Banking
You do not need internet access on your phone to use CB Mobile Banking. With text-enabled phones, you can view balances and transaction history. (Standard text rates apply from your phone provider).

Mobile Web Banking
It gets even better if you have a phone with internet access. In addition to the Text Banking features, you can transfer money, pay bills, and locate an ATM.

Smart Phone App
Do you have an iPhone, iPad, iPod or an Android? Get your CB App in a snap! When you sign up for CB Mobile Banking, we will send you a link to download and install the App. With the App installed, you can do everything that Mobile Web Banking can do – with the familiar ease and functionality of that operating system.

This is a free service. Simply log-in to your CB Online Banking accounts, and you will get a pop-up window. Click on Enroll Now and complete the short form. A text message will be sent to your mobile phone with your Activation Code to enter along with instructions for logging on.

“Grounds to Celebrate”

From January 1, 2013 through March 31, 2013, you will be entered to win a prize each time you use your Shazam debit card! Now that’s “Grounds to Celebrate”!

You could win one of these prizes:

  • One grand prize – $500 Keurig® gift card
  • One first-place prize – $300 Keurig® gift card
  • Six monthly prizes – $50 Starbucks® gift card

Click here for Shazam Sweepstakes Rules: https://public.shazam.net/rules_groundstocelebrate.html