In today’s digital world, love scams are unfortunately becoming more common. Scammers often prey on people’s emotions, using fake romantic interest to exploit their victims. This guide will help you recognize and protect yourself from love scams.
What is a Love Scam?
A love scam occurs when a fraudster builds an online relationship with someone, often pretending to be a potential romantic partner. These scammers then manipulate their victims emotionally and financially, asking for money, gifts, or other forms of assistance.
Warning Signs of a Love Scam:
- They claim to be overseas or in a different location – Often, scammers will claim to be in a foreign country, working or stationed abroad, which makes it difficult for you to meet them in person.
- They quickly profess love or affection – Scammers may rush into professing their love, especially if you've only just met online.
- They ask for money – Requests for money, gifts, or financial help can come in many forms. It might start with an “emergency” or urgent need, such as medical expenses, travel costs, or legal fees.
- They avoid face-to-face interaction – Scammers will often make excuses to avoid phone calls or video chats, and may only communicate through text or messages.
- They have a perfect story but vague details – They often provide too many "perfect" details but avoid giving specifics about their background, where they live, or details of their work.
- They insist on secrecy – If they ask you to keep your relationship a secret or discourage you from telling others, this is a red flag.
How to Protect Yourself:
- Never send money to someone you’ve only met online. A real partner will not ask for money, especially early in a relationship.
- Verify their identity. Do a reverse image search on their profile pictures, and ask for additional photos or video chats to confirm their identity.
- Be cautious of urgent requests. Scammers often create false emergencies, but don’t let your emotions override common sense.
- Talk to someone you trust. If you’re unsure about an online relationship, talk it through with a friend or family member who can offer an objective perspective.
- Check their social media presence. Many scammers have limited or no social media presence, or they may have profiles that seem too perfect.
- Report suspicious activity. If you suspect a scam, report it to the platform where you met the person, and also notify Citizens Bank & Trust Co. if you've shared any personal bank information.
What to Do If You Think You’re a Victim:
- Stop all communication immediately with the person if you suspect a scam.
- Report the scam to the local authorities or consumer protection agencies.
- Contact your bank immediately if you've sent money or shared financial information. We can help you take steps to protect your accounts and prevent further loss.
Stay Safe, Stay Smart:
Remember, no one should pressure you for money or act suspiciously in a relationship. Trust your instincts and always take a cautious approach when it comes to online connections.
If you need assistance or have any questions, feel free to contact us. We're here to help you stay safe and secure.
