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Citizens Bank & Trust Co.

Your Hometown Bank Since 1886

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Ag Loans
Home \ Business Banking \ Ag Loans

Ag Loans

Citizens Bank & Trust Ag Loans provide farmers with the funds necessary for their business.

Agricultural loans will usually fall into one of three types:

  • Operating – This is a short term loan used to finance the input of crops or the purchase of livestock. The term is usually one year or less.
  • Intermediate term loan – The term is one to five years and is usually used to finance machinery or equipment.
  • Long term loan – Financed by real property, these loans have terms of from five to fifteen years.

Additional financing options are available through FSA Guarantees, RFA Loans, and Farmer Mac.

Citizens Bank & Trust is committed to agriculture in central Minnesota. Our experienced staff makes it possible for us to handle larger lines of credit to meet your expansion or seasonal needs.  Additionally, all decisions are made locally, by someone who knows you and your farm.

To speak with a representative about your situation, contact Scott Lang at 320-234-0691 or Ben Beckman at 320-234-0646.

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Downtown Office

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Toll 888-234-2910
Fax 320-587-5738

South Office

1390 Hwy 15 South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Fax 320-234-0682

Lobby Hours

Mon-Fri 9am-4pm

Drive Thru Hours

Mon-Fri 8am-5pm
Saturday 9am-12pm
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© 2023 Citizens Bank & Trust Co.
All Rights Reserved. Privacy Policy

Website Developed by Vivid Image