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Home \ Privacy Policy

Privacy Policy

Updated on 12/6/2017

WHAT DOES CITIZENS BANK & TRUST CO. DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Date of Birth
  • Transaction or Loss History
  • Address of Residence
  • Account Balances and Payment History
  • Government Issued Identification Card
  • Credit History and Account Transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Citizens Bank & Trust Co. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

Does Citizens Bank & Trust share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintainyour account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes — information about your creditworthiness No We don’t share
For non-affiliates to market to you  No We don’t share

WHO WE ARE

Who is providing this notice? Citizens Bank & Trust Co., Hutchinson, MN

WHAT WE DO

How does Citizens Bank & Trust Co. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and procedural safeguards to protect this information and limit access to information to those employees for whom access is appropriate.
How does Citizens Bank & Trust Co. collect my personal information? We collect your personal information, for example, when you:

  • Open an account or perform transactions, or
  • Apply for a loan or use your debit card, or
  • Apply for/request a Bank service or product
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

DEFINITIONS

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • Citizens Insurance Agency of Hutchinson, LLC.
  • Citizens Investment Services, LLC
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Citizens Bank & Trust Co. does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products and services to you.

  • Citizens Bank & Trust Co. does not share with non-affiliates so they can market to you.

  • Download Privacy Policy PDF

Questions? Call 320-587-2233

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Member FDIC

Downtown Office

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Toll 888-234-2910
Fax 320-587-5738

South Office

1390 Hwy 15 South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Fax 320-234-0682

Lobby Hours

Mon-Fri 9am-4pm

Drive Thru Hours

Mon-Fri 8am-5pm
Saturday 9am-12pm
© 2023 Citizens Bank & Trust Co.
All Rights Reserved. Privacy Policy

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© 2023 Citizens Bank & Trust Co.
All Rights Reserved. Privacy Policy

Website Developed by Vivid Image