Helping Small Businesses Succeed
Citizens Bank & Trust Co. is committed to serving the needs of small businesses in our community. Whether you’re looking to start your own business, upgrade your equipment or fund a business purchase, we have options to suit your needs. Because no two businesses are alike, we make it a priority to understand your goals so we can provide the right lending products and bank services for you.
Are you looking for funding to start a new business or expand but you're intimidated to apply for a loan? Do you feel like going to a bank requires too much effort or paperwork? Are you worried the loan won't get approved? If you said yes to any of these questions, then our CB Small Business Readiness Tool is the perfect place to start. We've streamlined our loan approval process so you don't have to spend hours gathering paperwork and filling out forms. The 4 question tool will help you assess if you are ready to apply for a business loan or if there are still things you need to work on to apply. It will also provide you with the resources to help complete your loan request if needed. No commitment is required and it's free, simple and secure!
How to apply for a Small Business Loan in 4 steps:
- Complete the Small Business Readiness Tool online.
- If you are ready to apply for a business loan, contact a CB Small Business Loan Officer to set up a meeting. During this meeting the loan officer will take the time to get to know you and your business. They will review the loan request with you to make sure they understand the goals for your business.
- The CB Small Business Team will process your loan request after they have received your application documents. If the loan is approved, a closing date will be determined for the loan.
- You will meet with your loan officer and sign loan documents. They will go over all the documents and answer any questions you may have. We will be there for you every step of the way!
Loan FAQs: Common Questions About Small Business Loans
Explore these small business service options:
- Business Checking and Savings Accounts
- Merchant Processing
- CB Business Credit Card
- Online Banking and Cash Management
- CB Remote Deposit
Need more information?
Contact a CB Small Business Loan Officer!
