Mortgage Loans

Citizens Bank & Trust has a variety of creative home financing and refinancing options to suit your mortgage needs.

We offer In-Bank, Secondary Market mortgages or Long-term Mortgages. Our experienced lenders will answer your questions and help you make the right decisions for your mortgage loan. Steady, strong and common sense; you can count on us.

  • Home purchase, new construction – Whether you’re purchasing an existing home or building your own, we offer a wide variety of mortgages. Our new home construction loan offers a convenient, hassle-free way to build and finance your new home.
  • Refinance or home improvements – More and more people are refinancing or getting that second mortgage today, and a home improvement loan is a great way to add value to your property.
  • Fixed interest rate – We offer traditional financing for the safety and security of set monthly payments at a full range of terms. With a fixed rate mortgage, your interest rate and monthly payment remain the same throughout the term of the loan.

Have questions? View our Questions and Answers about buying a new home.

Stop in and visit with Carol Stark or Donna Orwoll to find out how we can help with your mortgage needs.