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Citizens Bank & Trust Co.

Your Hometown Bank Since 1886

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Home \ Personal Banking \ Mortgage Loans

Mortgage Loans

Citizens Bank & Trust has a variety of creative home financing and refinancing options to suit your mortgage needs.

We offer In-Bank, Secondary Market mortgages or Long-term Mortgages. Our experienced lenders will answer your questions and help you make the right decisions for your mortgage loan. Steady, strong and common sense; you can count on us.

  • Home purchase, new construction – Whether you’re purchasing an existing home or building your own, we offer a wide variety of mortgages. Our new home construction loan offers a convenient, hassle-free way to build and finance your new home.
  • Refinance or home improvements – More and more people are refinancing or getting that second mortgage today, and a home improvement loan is a great way to add value to your property.
  • Fixed interest rate – We offer traditional financing for the safety and security of set monthly payments at a full range of terms. With a fixed rate mortgage, your interest rate and monthly payment remain the same throughout the term of the loan.

Have questions? View our Questions and Answers about buying a new home.

Call and make an appointment with Jodi DeMeyer at 320-234-0609 or Deb Froemming at 320-234-0639 to find out how we can help with your mortgage needs.

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Personal Banking

  • Manage Your Money
    • Checking & Savings
    • E-Checking
    • Student Checking Account
    • Little Tigers
    • Snowbirds
    • ATM & Debit Cards
    • Fraud Prevention
    • Telephone Banking
  • Borrow Money
    • Mortgage Loans
    • Consumer Loans
    • Home Equity Loans
    • Personal Credit Card
  • Access Your Money
    • Online Banking
    • Online Bill Pay
    • External Transfer
    • Zelle®
    • Mobile Banking
    • Mobile Deposit
    • Digital Wallet
  • Invest for the Future
    • IRA
    • Investment Services
  • Resources & Tools
    • Forms
    • Financial Calculators
    • Rates & Specials
    • FAQ’s
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Member FDIC

Downtown Office

102 Main St South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Toll 888-234-2910
Fax 320-587-5738

South Office

1390 Hwy 15 South
PO Box 339
Hutchinson, MN 55350

Phone 320-587-2233
Fax 320-234-0682

Lobby Hours

Mon-Fri 9am-4pm

Drive Thru Hours

Mon-Fri 8am-5pm
Saturday 9am-12pm
© 2023 Citizens Bank & Trust Co.
All Rights Reserved. Privacy Policy

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© 2023 Citizens Bank & Trust Co.
All Rights Reserved. Privacy Policy

Website Developed by Vivid Image