All Online Banking Personal & Small Business users will be required to set up a phone number where you would like your one time pass code to be delivered. Once you receive the code, you will be asked to enter the one time pass code to complete your Online Banking login.
Our desktop Online Banking for Personal/Small Business users utilizes additional security during the login process called Layered Authentication. This added security feature is designed to identify you and prevent unauthorized access to your information. When our systems cannot recognize your desktop device or detects suspicious activity, you may be asked to further verify your identity with a one time pass code.