
Fast Financing. Local Decisions. Simple Process.
CB Express offers a faster, streamlined lending process for business and agricultural loan requests under $50,000. Work directly with a Personal Banking Lender who understands your business, provides local lending decisions, and delivers the personalized service you expect from Citizens Bank & Trust Co.
Whether you’re purchasing equipment, financing a vehicle, covering seasonal operating expenses, or investing in your operation, CB Express helps simplify the lending process so you can focus on what matters most.
Why Choose CB Express?
Fast Turnaround – Our goal is to provide a faster turnaround than a traditional commercial loan process so you can keep your business moving.
Local Decision Making – Your loan stays local, with decisions made by experienced lenders who know your business and your community.
Simple Process – Less paperwork. More efficiency.

What Can CB Express Finance?
- Equipment purchases
- Farm machinery
- Vehicles & trailers
- Operating expenses
- Business Line of Credit
- And more!
What You’ll Need:
- 2 years of tax returns
- Personal Financial Statement
- Invoice for equipment
Whether you’re already banking with us or looking for a local lending partner, CB Express makes it easy to get started. Contact a Personal Banker Lender today to learn how CB Express can help simplify your next financing request.

