If your family needs larger living spaces, or if you’ve always wanted to remodel, now is a great time to do it. Maybe you want a new boat or car, or cabin fever has you craving a vacation. Let us help you tap into the best way to reach your dreams.

Citizens Bank & Trust offers home equity loans & lines of credit with the following features:

• Interest may be tax-deductible
• Flexible payment schedule
• Access by phone, online or in person
• Term loans or credit lines
• Fixed interest rate
• Ability to make interest-only payments for the first three years

If you have questions, stop in and see your personal banker to find out more about home equity loans. Don’t have an account with Citizens Bank & Trust yet? Simply call the bank and we will put you in touch with the right person.