Home Equity Loans

If your family needs larger living spaces, or if you've always wanted to remodel, now is a great time to do it. Maybe you want a new boat or car, or cabin fever has you craving a vacation.  Rates are low and there are no closing costs when you use your home's equity for financing. Let us help you tap into the best way to reach dreams.

Citizen’s Bank & Trust offers home equity loans & lines of credit with the following features:

• Interest may be tax-deductible
• Flexible payment schedule
• Access by phone, online or in person
• Term loans or credit lines
• Fixed interest rate
• Ability to make interest-only payments for the first three years

If you have questions, stop in and see your personal banker to find out more about home equity loans.  Don’t have an account with Citizen’s Bank & Trust yet? Simply call the bank and we will put you in touch with the right person.