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	<title>Citizens Bank &#38; Trust Co.</title>
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	<link>http://www.cbhutch.com</link>
	<description>Your Hometown Bank Since 1886</description>
	<lastBuildDate>Tue, 21 Feb 2012 14:42:58 +0000</lastBuildDate>
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		<title>Chamber Awards Banquet presents Hutchinson Idol</title>
		<link>http://www.cbhutch.com/chamber-awards-banquet-presents-hutchinson-idol/</link>
		<comments>http://www.cbhutch.com/chamber-awards-banquet-presents-hutchinson-idol/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 22:47:21 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=654</guid>
		<description><![CDATA[Bring Ryan Seacrest, Paula, Randy, and Simon to the Annual Chamber Awards Banquet and you have Hutchinson Idol!  Congratulations to all of the award winners! Our very own, Anthony Hanson, hosted as Ryan Seacrest.  Anthony serves as Treasurer on the Chamber board. Outstanding Young Leader: Megan Peterson Volunteers of the Year: AJ &#38; Jessica Forcier Business [...]]]></description>
			<content:encoded><![CDATA[<p>Bring Ryan Seacrest, Paula, Randy, and Simon to the Annual Chamber Awards Banquet and you have Hutchinson Idol!  Congratulations to all of the award winners! Our very own, Anthony Hanson, hosted as Ryan Seacrest.  Anthony serves as Treasurer on the Chamber board.</p>
<h3><a href="http://www.cbhutch.com/wp-content/uploads/2012/02/0592.jpg"><img class="alignleft  wp-image-679" title="Anthony Hanson" src="http://www.cbhutch.com/wp-content/uploads/2012/02/0592-225x300.jpg" alt="" width="158" height="210" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2012/02/046-2.jpg"><img class="alignleft  wp-image-663" title="Anthony Hanson as Ryan Seacrest" src="http://www.cbhutch.com/wp-content/uploads/2012/02/046-2-225x300.jpg" alt="" width="158" height="210" /></a><strong>Outstanding Young Leader</strong>: Megan Peterson</h3>
<h3><strong>Volunteers of the Year</strong>: AJ &amp; Jessica Forcier</h3>
<h3><strong>Business Person of the Year</strong>: Renee Hantge</h3>
<h3><strong>Agri Business Person of the Year</strong>: Roger Zavoral</h3>
<h3><strong>Boss of the Year</strong>: Dr. Chuck Neufeld</h3>
<h3><strong>Distinguished Service</strong>: Timothy Sanken Jr.</h3>
<h3><strong>Educator of the Year</strong>: Bruce Eckhart</h3>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<item>
		<title>2012 Chamber Agri-Business Seminar</title>
		<link>http://www.cbhutch.com/2012-chamber-agri-business-seminar/</link>
		<comments>http://www.cbhutch.com/2012-chamber-agri-business-seminar/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:30:14 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=643</guid>
		<description><![CDATA[Citizens Bank &#38; Trust Co. was a Platinum sponsor of the Chamber Agri-Business Seminar on January 26, 2012. Speakers included Bob Worth, Vice President of the American Soybean Association, Robert Craven, an Extension economist and director of the Department of Applied Economics’ Center for Farm Financial Management, Dr. George Rehm, a University of Minnesota soil scientist [...]]]></description>
			<content:encoded><![CDATA[<p>Citizens Bank &amp; Trust Co. was a Platinum sponsor of the Chamber Agri-Business Seminar on January 26, 2012. Speakers included Bob Worth, Vice President of the American Soybean Association, Robert Craven, an Extension economist and director of the Department of Applied Economics’ Center for Farm Financial Management, Dr. George Rehm, a University of Minnesota soil scientist and also Dr. Eric Kaler, President of the University of Minnesota. Jeff Jensen and Nancy Witte proudly serve on the Chamber’s Agri-Business Committee. The event is attended by nearly 65 farmers from the central Minnesota area.  The Agri-Business Committee also delivers farm fatigue bags, hosts Dairy Days in June, and hosts this annual seminar.</p>
<p><a href="http://www.cbhutch.com/wp-content/uploads/2012/02/Ag-Seminar-006.jpg"><img class="alignleft size-medium wp-image-645" title="Ag Seminar " src="http://www.cbhutch.com/wp-content/uploads/2012/02/Ag-Seminar-006-300x225.jpg" alt="" width="300" height="225" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2012/02/Ag-Seminar-004.jpg"><img class="alignleft size-medium wp-image-646" title="Ag Seminar" src="http://www.cbhutch.com/wp-content/uploads/2012/02/Ag-Seminar-004-300x225.jpg" alt="" width="300" height="225" /></a></p>
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		<title>2011 Service Anniversaries</title>
		<link>http://www.cbhutch.com/2011-service-anniversaries/</link>
		<comments>http://www.cbhutch.com/2011-service-anniversaries/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 19:36:57 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=383</guid>
		<description><![CDATA[Congratulations to our employees that celebrated service anniversaries with us in 2011! We are grateful not only for the years of service they have contributed to Citizens Bank but also for the years they have committed to being active in the community of Hutchinson. Your efforts make a difference! Thank you. Seated: Barb Betker- 40 [...]]]></description>
			<content:encoded><![CDATA[<p>Congratulations to our employees that celebrated service anniversaries with us in 2011! We are grateful not only for the years of service they have contributed to Citizens Bank but also for the years they have committed to being active in the community of Hutchinson. Your efforts make a difference! Thank you.</p>
<address><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/anniversaries.jpg"><img class="alignnone size-large wp-image-384" title="anniversaries" src="http://www.cbhutch.com/wp-content/uploads/2011/12/anniversaries-1024x539.jpg" alt="" width="540" height="284" /></a><br />
Seated: Barb Betker- 40 years, Sue Homan- 40 years<br />
Standing Left to Right: Vern Hagen- 30 years, Deb Froemming- 10 years, Chris Kaczmarek- 5 years, Sue Shimanski- 20 years, Buzz Burich- 30 years</address>
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		<title>Hutchinson Healthcare Foundation Caring Hearts Gala</title>
		<link>http://www.cbhutch.com/hutchinson-healthcare-foundation-caring-hearts-gala/</link>
		<comments>http://www.cbhutch.com/hutchinson-healthcare-foundation-caring-hearts-gala/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 16:03:40 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=373</guid>
		<description><![CDATA[What do James Bond, a silent auction, and a royal dinner have in common? The Hutchinson HealthCare Foundation Caring Hearts Gala. This year’s 007 theme was a lively atmosphere and a rich success for the Hutchinson HealthCare Foundation. Citizens Bank was honored to be a Silver Sponsor for the event and to share the evening [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/gala.png"><img class="size-medium wp-image-374 alignright" title="gala" src="http://www.cbhutch.com/wp-content/uploads/2011/12/gala-300x195.png" alt="" width="300" height="195" /></a>What do James Bond, a silent auction, and a royal dinner have in common? The Hutchinson HealthCare Foundation Caring Hearts Gala. This year’s 007 theme was a lively atmosphere and a rich success for the Hutchinson HealthCare Foundation. Citizens Bank was honored to be a Silver Sponsor for the event and to share the evening in a fundraiser for a great cause.</p>
]]></content:encoded>
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		<item>
		<title>Christmas Party</title>
		<link>http://www.cbhutch.com/christmas-party/</link>
		<comments>http://www.cbhutch.com/christmas-party/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 15:59:09 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=366</guid>
		<description><![CDATA[Who doesn’t love lightning bowling? The kids here sure do! The Citizens Bank Children’s Christmas party was a fun-filled afternoon at Hutch Bowl.]]></description>
			<content:encoded><![CDATA[<p>Who doesn’t love lightning bowling? The kids here sure do! The Citizens Bank Children’s Christmas party was a fun-filled afternoon at Hutch Bowl.</p>
<p><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-1.jpg"><img class="alignleft size-medium wp-image-367" title="christmasparty-1" src="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-1-300x252.jpg" alt="" width="216" height="181" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-2.jpg"><img class="alignleft size-medium wp-image-368" title="christmasparty-2" src="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-2-300x265.jpg" alt="" width="210" height="186" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-3.jpg"><img class="alignleft size-medium wp-image-369" title="christmasparty-3" src="http://www.cbhutch.com/wp-content/uploads/2011/12/christmasparty-3-300x266.jpg" alt="" width="210" height="186" /></a></p>
]]></content:encoded>
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		<item>
		<title>Spooky Sprint</title>
		<link>http://www.cbhutch.com/spooky-sprint/</link>
		<comments>http://www.cbhutch.com/spooky-sprint/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 15:55:38 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=360</guid>
		<description><![CDATA[And the award for BEST COSTUME goes to….Snow White and the Seven Investment Gnomes! Citizens Bank Employees were excited to participate in the 2nd Annual Spooky Sprint, a costume-filled 5k Run/Walk along the Luce Line Trail. Mandy starred as Snow White with her seven gnomes: Carol, Connie, Bonnie, Cindy, Robin, Deidra, and Jessi. This fundraising [...]]]></description>
			<content:encoded><![CDATA[<p>And the award for BEST COSTUME goes to….Snow White and the Seven Investment Gnomes! Citizens Bank Employees were excited to participate in the 2nd Annual Spooky Sprint, a costume-filled 5k Run/Walk along the Luce Line Trail. Mandy starred as Snow White with her seven gnomes: Carol, Connie, Bonnie, Cindy, Robin, Deidra, and Jessi. This fundraising event supported the Hutchinson REACH program. REACH is a voluntary, in-school program of the Crow River Area Learning Center in the Hutchinson High School designed to help students who are seeking support academically, socially, and/or emotionally.</p>
<p><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-1.jpg"><img class="alignleft size-full wp-image-361" title="spookysprint-1" src="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-1.jpg" alt="" width="181" height="136" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-2.jpg"><img class="alignleft size-full wp-image-362" title="spookysprint-2" src="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-2.jpg" alt="" width="195" height="146" /></a><a href="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-3.jpg"><img class="alignleft size-full wp-image-363" title="spookysprint-3" src="http://www.cbhutch.com/wp-content/uploads/2011/12/spookysprint-3.jpg" alt="" width="186" height="140" /></a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		</item>
		<item>
		<title>Citizens Bank &amp; Trust 125th Anniversary Book</title>
		<link>http://www.cbhutch.com/citizens-bank-trust-125th-anniversary-book/</link>
		<comments>http://www.cbhutch.com/citizens-bank-trust-125th-anniversary-book/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 22:34:05 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Bank News]]></category>
		<category><![CDATA[Community Involvement]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=535</guid>
		<description><![CDATA[This short booklet provides you with our artful history from when we first opened our doors back in 1886 through today.]]></description>
			<content:encoded><![CDATA[<p>This short <a href="http://www.cbhutch.com/wp-content/uploads/2012/01/CBanniversarybook2.pdf" target="_blank">booklet</a> provides you with our artful history from when we first opened our doors back in 1886 through today.</p>
<div id="attachment_539" class="wp-caption aligncenter" style="width: 643px"><a href="http://www.cbhutch.com/wp-content/uploads/2012/01/CB-Anniversary-Book.jpg"><img class="size-full wp-image-539 " title="CB Anniversary Book" src="http://www.cbhutch.com/wp-content/uploads/2012/01/CB-Anniversary-Book.jpg" alt="Citizens Bank Anniversary Book" width="633" height="826" /></a><p class="wp-caption-text">Citizens Bank &amp; Trust 125th Anniversary Book</p></div>
]]></content:encoded>
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		</item>
		<item>
		<title>Transfers</title>
		<link>http://www.cbhutch.com/transfers/</link>
		<comments>http://www.cbhutch.com/transfers/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 20:05:51 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Bank News]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=568</guid>
		<description><![CDATA[When making transfers online, if you would like a same-day transfer, use &#8220;Express Transfer&#8221;. For recurring transfers, use &#8220;Scheduled Transfer&#8221;.]]></description>
			<content:encoded><![CDATA[<p>When making transfers online, if you would like a same-day transfer, use &#8220;Express Transfer&#8221;. For recurring transfers, use &#8220;Scheduled Transfer&#8221;.</p>
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		<item>
		<title>Unlawful Internet Gambling</title>
		<link>http://www.cbhutch.com/unlawful-internet-gambling/</link>
		<comments>http://www.cbhutch.com/unlawful-internet-gambling/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 21:23:19 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Bank News]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=494</guid>
		<description><![CDATA[&#8220;In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.&#8221;</p>
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		<item>
		<title>Notice of Changes to FDIC Ins.</title>
		<link>http://www.cbhutch.com/notice-of-changes-to-fdic-ins/</link>
		<comments>http://www.cbhutch.com/notice-of-changes-to-fdic-ins/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 21:21:35 +0000</pubDate>
		<dc:creator>Citizens Bank</dc:creator>
				<category><![CDATA[Bank News]]></category>

		<guid isPermaLink="false">http://www.cbhutch.com/?p=492</guid>
		<description><![CDATA[All funds in a &#8220;noninterest-bearing transaction account&#8221; are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC&#8217;s general deposit insurance rules. The term &#8220;noninterest-bearing [...]]]></description>
			<content:encoded><![CDATA[<p>All funds in a &#8220;noninterest-bearing transaction account&#8221; are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC&#8217;s general deposit insurance rules.</p>
<p>The term &#8220;noninterest-bearing transaction account&#8221; includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (&#8220;IOLTAs&#8221;). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.</p>
<p>For more information about temporary FDIC insurance coverage of transaction accounts, visit <a href="http://www.fdic.gov" target="_blank">www.fdic.gov</a>.</p>
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