When making transfers online, if you would like a same-day transfer, use “Express Transfer”. For recurring transfers, use “Scheduled Transfer”.

“In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling.”

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

BEWARE OF PHISHING EMAILS

We continue to be informed that customers and non-customers are receiving phishing emails with links to false websites requesting confidential information and credentials for fraudulent use. This is not Citizens Bank & Trust Co, Hutchinson, MN. We will NEVER send you an e-mail asking you to send us a response or visit a Web site to enter personal or private information. You should NEVER disclose ANY personally identifying information via an unsolicited e-mail. Any questions, feel free to call the bank.

The ATM located at Econo Foods is no longer affiliated with Citizens Bank & Trust Co. The normal ATM fees will now apply. To avoid these fees use one of our ATM’s located at our Auto Bank, South Bank, HTI or Hutchinson Hospital.

It’s the easiest way to pay bills. Simply log into your account, click on the account you want to pay a bill from, and select the new “Bill Pay” tab. Add the Companies you want to pay and this information is stored for the next time you want to pay bills. It’s a wonderful way to make recurring payments, or even one-time payments to whomever you choose. Please contact the bank if you have multiple checking accounts you wish to pay from. Call us if you have any questions at 1-866-348-6052.