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	<title>Citizens Bank &#38; Trust Co.</title>
	<link>http://www.cbhutch.com</link>
	<description>Your Hometown Bank Since 1886</description>
	<lastBuildDate>Mon, 14 May 2012 08:13:46 +0000</lastBuildDate>
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	<language>en</language>
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	<item>
		<title>Rates and Specials</title>
		<description><![CDATA[<h1> </h1>
<h1>Certificate Rates</h1>
<table style="width: 100%;" border="1" frame="box" rules="none" cellspacing="0" cellpadding="2">
<tbody>
<tr>
<td bgcolor="#ffffff"> </td>
<td bgcolor="#ffffff" width="28%"><strong>Certificates </strong></td>
<td bgcolor="#ffffff" width="22%"><strong>CB&amp;T Interest Rate </strong></td>
<td bgcolor="#ffffff" width="25%"><strong>Annual Percentage
Yield (APY) </strong></td>
<td bgcolor="#ffffff" width="25%"><strong>Minimum to
Obtain APY </strong></td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td><strong>5 Month</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$5,000 (auto renewals only)</td>
</tr>
<tr>
<td> </td>
<td><strong>182 Day</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$2,500</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td><strong>1 Year</strong></td>
<td>0.200%</td>
<td>0.200%</td>
<td>$2,500</td>
</tr>
<tr>
<td> </td>
<td><strong>2 Year</strong></td>
<td>0.250%</td>
<td>0.250%</td>
<td>$500</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td><strong>3 Year</strong></td>
<td>0.400%</td>
<td>0.400%</td>
<td>$500</td>
</tr>
<tr>
<td> </td>
<td><strong>4 Year</strong></td>
<td>0.600%</td>
<td>0.600%</td>
<td>$500</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td><strong>5 Year</strong></td>
<td>1.000%</td>
<td>1.000%</td>
<td>$500</td>
</tr>
</tbody>
</table>
Penalty for early withdrawal.
<h1>Deposit Rates</h1>
<table style="width: 100%;" border="1" frame="box" rules="none" cellspacing="0" cellpadding="2">
<tbody>
<tr>
<td bgcolor="#ffffff"> </td>
<td bgcolor="#ffffff" width="28%"><strong>Transaction Accounts </strong></td>
<td bgcolor="#ffffff" width="22%"><strong>CB&amp;T Interest Rate </strong></td>
<td bgcolor="#ffffff" width="25%"><strong>Annual Percentage
Yield (APY) </strong></td>
<td bgcolor="#ffffff" width="25%"><strong>Minimum to
Obtain APY </strong></td>
</tr>
<tr>
<td> </td>
<td><strong>Blue Chip Savings</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$100</td>
</tr>
<tr>
<td> </td>
<td><strong>Children's Blue Chip</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$25</td>
</tr>
<tr>
<td> </td>
<td><strong>Money Market Checking</strong></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 1</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$100-14,999.99</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 2</strong></td>
<td>0.100%</td>
<td>0.100%</td>
<td>$15,000</td>
</tr>
<tr>
<td> </td>
<td><strong>Money Market Savings</strong></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 1 </strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$100-14,999.99</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 2</strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$15,000</td>
</tr>
<tr>
<td> </td>
<td><strong>CB Investment Account</strong></td>
<td> </td>
<td> </td>
<td> </td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 1</strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$100-14,999.99</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 2</strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$15,000-24,999.99</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 3</strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$25,000-99,999.99</td>
</tr>
<tr bgcolor="#ffffff">
<td> </td>
<td>     <strong>Tier 4</strong></td>
<td>0.125%</td>
<td>0.125%</td>
<td>$100,000</td>
</tr>
</tbody>
</table>
Your interest rate may change after the account is opened.
Your interest rate and APY may vary.
Fees could reduce earnings.<a href="/rates-specials">Rates Effective<br>
May 14 - May 20, 2012</a>
]]></description>
		<link>http://cbhutch.com/rates-specials/</link>
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